Find out ways of avoiding debt. If you are already in debt, find out about all your available options.
Created by Peggy Chan - Financial Literacy Trainer
Students: 14602, Price: Free
Many people borrow money at certain points in their lives, usually when their savings are not enough to pay for “big-ticket” items such as a HDB flat or a car. In such cases, borrowing money to buy important items like a home may be necessary.
Borrowing is also a major responsibility as too much debt can easily get us in trouble. The number of persons seeking counselling for debt issues is already increasing every year, and credit card debt in Singapore is one of the fastest growing forms of debt which has grown at an average rate of 11.5% a year (Credit Bureau Report 2011).
Learn about how to avoid the debt trap. If you are already in debt, find out all your available options:
- What to do immediately when you are in debt?
- How can you reduce your credit card debt?
- Working out your financial ratios.
- Do's and Don'ts when you are in debt.
- Bankruptcy as a last resort.
- Find out the best way to borrow money legally.
Learn how to work out your own financial ratios to see if you are borrowing to much. Learn how to reduce your credit card debt and calculate how much debt you can actually afford.
Find out what you can do if you are already in debt in order to choose the best possible option. Also, learn how to borrow money effectively and wisely. Handle your credit card statements well.
Social Media for Financial Services
Successfully originate new accounts on social media in accordance with SEC and FINRA rules and regulations.
Created by Eric Schwartzman - Digital Marketing Consultant
Students: 12846, Price: Free
Using Social Media in Financial Services
Social Media for Financial Services Providers guides financial advisers, investment advisers, registered principals and anyone else associated with a broker-dealer or an investment advisory firm through the process of using social media for business communications.
In recent years, regulatory organizations like FINRA and the SEC have issued guidance on how firms and individuals can remain in compliance with all the applicable regulations, while still benefitting from the power of social media.
This course covers what financial service professionals need to know to use social media without running into problems with regulators or their firms.
Types of Health Insurance
Knowing your CPF Insurance Schemes
Created by Ferris Wee - Financial Literacy Trainer
Students: 11117, Price: Free
This E-learning module aims to help you understand various types of health insurance, specifically the basic insurance schemes provided by CPF Board to protect you. CPF stands for Central Provident Fund. It is the social security savings plan for Singapore. In this module, we will cover the following: Understanding Health Insurance; Types of Health Insurance and Understanding CPF Insurance Schemes.
Health insurance prevents you and your family from suffering a financial loss as a result of an accident, illness or disability. There are different types of health insurance policies to help you and your family cope with expenses during these times. Do note that some health insurance policies are short term, i.e. they may cover you for only a limited period. Do check that your product covers the duration that you need. If you buy a short term policy, check whether there is guaranteed renewability if this is important to you.
Health insurance is marketed as a standalone policy or added as a rider onto life insurance by charging extra premium. Depending on the type of health insurance, premium may be level throughout the policy duration or it may increase with age.
MediShield is a basic medical insurance scheme designed to help pay part of the expenses arising from the insured’s hospitalisation and certain outpatient treatments for major illnesses at approved medical institutions. It is most suitable for hospitalisation at Class B2/C level in restructured hospitals in Singapore.
MediShield Life – Starting 1 November 2015
The Ministry of Health (MOH) is working to further enhance MediShield to provide all Singaporeans with greater peace of mind and assurance against large bills.
These enhancements are aimed at:
1. Better coverage of large bills so that Singaporeans who incur large bills will pay less;
2. Life-long, universal coverage. There will be no more maximum coverage age. Those currently uninsured and uninsurable will be brought into MediShield Life protection. Pre-existing conditions will also be covered.
This module contains several case studies which will help you make relevant comparisons among various plans and take up cover which will meet your needs.
The material covered in the course is mainly applicable for Singaporeans and people living in Singapore.
THE SIDE HUSTLE INDUSTRY – Home Made Money
Create a Profitable Home Business Using Your Existing Skills, Education, Experience and Hobbies
Created by Dave Roman - Home Business Facilitator
Students: 7912, Price: Free
I decided to re-publish this course. The sermon from my pastor in church today changed my mind. I originally cancelled this course because it was free and the information I gave out was worth a lot of money to some students. I re-published because I do this to help people. Love of money IS NOT why I do this. Welcome to the workshop!
NEW - Secret of winning the sales competition on the Internet by adding this to all your products advertised on Amazon and E-Bay! This unusual method is only available on the paid version of this tutorial!
Retired seniors, veterans and anyone with a desire to work from home can learn how to use their job experience, hobbies, education and even their street smarts to create profitable home business ideas. Sign up now for “Work from Home Business Ideas for Retired Seniors”
There are 11 tutorials in this tutorial. Included are also free answers to email questions about your home business ideas. This course should take no more than a couple of hours of your time. The course uses powerpoint video and audio presentation. Downloads are in PDF format.
A recent AARP study said that 17% of seniors who retire will start a business. IMAGINE running your own business. Instead of golfing, traveling or just watching TV all day, these ideas and examples will help you create a business that will keep you mentally and financially activated. Make money for yourself, not someone else!
There is no Certificate of Completion with this course, but there is one with the paid course called "Power of Positive Tinkering" Signing up for the Tinkering course helps Veterans.
I hope you will also consider my paid course called the Power Of Positive Tinkering on UDEMY and my new course called The Top Ten Home Businesses for 2021. Most of these ideas are not easy and will require study to start them. Not eveyone will want to work hard! DO YOU?
VETERANS GET SPECIAL PREFERENCE. I will answer all questions by email. If necessary I will help you in person by phone. The only catch is that you will have to call me. I will give you my number if I feel I can help!
Basic Steps In Retirement Planning
Learn about the nature of retirement in Singapore and some basic steps you can take to prepare for retirement.
Created by Peggy Chan - Financial Literacy Trainer
Students: 6915, Price: Free
This course will help you to understand the nature of retirement, particularly in Singapore. It will highlight the importance of starting retirement savings early, the effects of inflation and some points that you should take note of before starting your retirement plan.
Several financial calculators are presented that will help you determine your retirement needs. Note that these are presented in the context of Singapore.
Beware of Scams
Learn to recognise fraudulent schemes and fraudsters. Also learn how to protect yourself against frauds and SCAMS.
Created by Institute for Financial Literacy - Unbiased Financial Education Courses
Students: 6609, Price: Free
With advancements in technology, there is a spike in fraudulent cases in recent years. Many websites and advertisements have offered various schemes and products that can help get rich within a short period of time with little risk. They may even sound more convincing with impressive testimonials of customers who claimed to have made huge profits but there was never a word mentioned of how many have lost a fortune.
Be cautious as they may simply just too good to be true.
- Internet Banking Security
- Avoiding "Get-Rich-Quick" schemes
- The dangers of dealing with unregulated (by the Monetary Authority of Singapore) persons
Most importantly, don't be the next victim of the latest SCAMS.
Steps In Estate Planning
Learn about the Estate Planning Process and take the necessary steps to plan your Estate.
Created by Institute for Financial Literacy - Unbiased Financial Education Courses
Students: 5808, Price: Free
Estate planning is about how you distribute your estate - the assets and savings that you owned - according to your wishes after your death. It is about making sure that the people and causes you care about, receive some of your estate in the amount and manner you want them to.
In this course, we will cover the following steps of the Estate Planning Process:
- Deciding on the means of transferring your assets
- Executing your Estate Plan
- Reviewing your Estate Plan
Under the Means of Estate Transfer, we will discuss:
- Transfers before death
- Transfers through the probate process
- Transfers through Will substitutes
We will also discuss concepts such as:
- Testamentary Trust
- Rules of Survivorship
- CPF Nomination
- Nomination Of Insurance Nominees
- Expenses incurred in an Estate Transfer
- Lasting Power Of Attorney (LPA)
There are also Case Studies to help you understanding the concepts of:
- Net Estate value
- Disbursement of moneys
- Concerns about death and losing mental capacity
This course is suitable for anyone who has substantial financial assets and wishes to do Estate Planning. Please note, however, that some of the concepts in this course are only applicable in Singapore.
Money School: Debt
How debt works, how to get out of bad debt fast, and how to stay out of it!
Created by Lacey Filipich - Independent Financial Educator
Students: 4969, Price: Free
Welcome to Money School's course on debt - where you'll learn everything you wish you'd been taught about debt in school! We'll be covering:
- how debt works,
- why you might want debt, and why lenders want you to have it
- the types of debt (good, bad, luxury)
- if you're in debt: how to get out fast without debt consolidation
- how to stay out of (bad) debt.
We decided to make this course freely available for three reasons:
- Those who need it, can't afford it. It
would feel bad to ask you to use a credit card when we'd prefer you
paid it off. So we're taking away the excuses - now this training is
free, you just need to commit your time to complete it.
- Those who need it, can't become financially independent.
Having large amounts of consumer debt makes financial independence
(almost) impossible. We hope that by helping you get debt-free, you'll
consider taking the next steps toward financial independence.
- Young people need this knowledge.
We want you to share this with the young people in your life - those
not yet 18 years old - so they know how to avoid the woes of consumer
debt. Imagine if you'd known how to manage debt BEFORE you got your
first loan or credit card?
The 3-Day Weekend Apprentice Path – More Money & Free Time
Make More Time for Your Favorite Relationships & Activities + Free Up Money
Created by Wade Galt - 3-Day Weekend & Life Coach, 20-Year Entrepreneur, Author
Students: 4423, Price: Free
START CREATING YOUR 3-DAY WEEKEND / 4-DAY WORK WEEK LIFESTYLE TODAY
The quicker you start, the more likely you are to get there sooner.
- Having more free time available to enjoy friends, family, fun, personal growth & more.
- Enjoying more time with the people you treasure most & less with those you don't.
- Having more money available to invest in the experiences and causes you value most.
If you do the work I've outlined, you should see the following results...
(1) Create anywhere from 2 to 20 hours of More Free Time EVERY WEEK.
(2) Build Better Relationships with those you love & let go of unproductive relationships.
MY COMMITMENT TO YOU
1) I am sharing wisdom with you that has worked for me (personally, in MY life).
2) I will teach you the shortest path I know to help you get to the desired results.
YOUR INVESTMENT - 3 to 5 HOURS
- 2 to 3 hours to complete the exercises
- 1 to 2 hours to apply the strategies you learn
THE COST OF NOT CHANGING
- I might not know you, but my guess is you're looking at this because you want a better life.
- If you can afford to invest 3 to 5 hours to possibly create more free time, better relationships and more money... then I think you will find the rewards well worth the work.
- The alternative is likely the continued shortage of free time & money you currently experience.
ARE YOU READY?
- If you’re ready for more money, time, and fun… open the book & let’s get started!
- You can start creating a better life TODAY!
*** "The knowledge you gave will be impossible to forget. This course was concise, exciting, knowledgeable, informative, and worth every minute you and I put into it. I look forward to continuing to implement these resources in my everyday life."
**** "This course is really amazing, everything explained and mentioned in this course are clear and I must say everything thing almost a pre-requisite for achieving 4 day work week. Thank you so much for this Amazing course Udemy and Wade"
*** "A wonderful course in today's busy times with constant feelings of scarcity of time by many people. Expert Course Instructor, Wade Galt has made the program very enriching with many beneficial time saving strategies, ways of taking out good number of hours every week which are consciously or unintentionally wasted, and building & maintaining better relationships. Apart from time mastery skills there is good discussion on creating more money and also living a very fulfilling and a satisfying life. Thanks."
Fundamental Excel Skills for Accountants and Finance Staff
Learn the core fundamental Excel skills every Accountant or Finance Professional should have
Created by Paula Guilfoyle CPA & MVP - Microsoft MVP, CPA Accountant, & Life Long Learner
Students: 3328, Price: Free
Are you an Accountant or an aspiring Accountant? Do you work in Finance? Do you want to ensure you are equipped with the core fundamental Excel skills that every accountant or financial professional should have? well if so this course has been designed for you.
Excel is the tool of choice for most accountants, and having great Excel Skills can make a massive difference in your career prospects. However many are lacking the core fundamental skills Excel required to use the tool efficiently.
This course has been designed and developed by an accountant and focuses on the core Excel skills needed in the industry. Some of these skills are at a basic level, however, some of them are at an advanced level. Each of the topics covered in this course is a core skill for the job and knowing some of the newer features of Excel 365 will put you ahead of the curve.
This course is a short course and a basic knowledge of Excel is required. In this course, you will find workbooks to download so you can practice along and you will also find some activities to complete.
The topics covered in this course are
Logical tests and IF statements.
Summing with criteria
Working with tables
The Hidden Truth behind Financial Advice
Understanding financial services and what needs to paid for vs. what you should do on your own.
Created by Jason John - Financial Adviser
Students: 3275, Price: Free
Do you really need a Financial Adviser to get ahead or is this a service sustained through marketing? This is the question I will answer with what I've learned behind the scenes as well as from my 20 years of experience in the field. In addition, I will provide some rules to live by that will simplify the whole idea of planning and investing.
Free CFA Calculator Tutorial
Learn how to use the functions on a Texas Instruments BA II Plus calculator.
Created by Quartic Training - Financial Training Provider
Students: 2974, Price: Free
This tutorial will will give you an idea on how to use the Texas Instruments BA II Plus particularly for your Chartered Financial Analyst (CFA) exams.
If you are studying for the CFA program or are new to the CFA Program, you will learn how to use the calculator and how the different functions work.
Learn How To Work At Home & Digital Marketing For Seniors
If you're a senior citizen, you should definitely look in to working from home using the Internet
Created by Luke. G Dahl - Award-Winning Author and Financial Advisor
Students: 1866, Price: Free
You may not need the money, but you can definitely use the engagement.
Wouldn't you want to work on something that engages your sense of curiosity, adventure and possibility? Wouldn't it be awesome to work on something that produces money while at the same time, pushes you to be as creative and as imaginative as before?
Earning an online income may be the answer you’re looking for.
Topics covered in this video course:
Why should you work from home?
Get an online job as a virtual assistant
Customer service representative/technical support
Become a blogger
Bookkeeper or tax accountant
Online tutor or teacher
Become an Online Seller
Other Work from Home Opportunities
Where to Get Online Jobsenior Citizens’ Guide To Basic Digital Marketing
Understanding Your First Paystub
Introduction to gross income, net income and employment taxes
Created by Olufemi Akinpetide - Advocate For Financial Literacy For Teens
Students: 1718, Price: Free
When a person receives their first paystub, it can be a little confusing. The goal of this course is to help you understand the different sections of a paystub, understand the difference between gross and net income and finally introduce you to knowledge of employment taxes in the United States. The course can be taken by anyone but the course is specifically geared towards high school students, teens, youth and international students. I'll see you inside!
Basic Course on Financial Intelligence
Financial Intelligence with insights of Guru Chanakya
Created by Rahul Jain - Educator and Entrepreneur
Students: 1701, Price: Free
Financial intelligence is required in all fields of the business. Most decisions taken by various managers/executives are in fact financial decisions. Sales manager should have awareness about the financials so that she can make decisions about discounts, credit terms etc. A decision as to the levels of stock to be maintained by the stores manager is a financial decision. Marketing manager should know about the product profitability to decide about the marketing campaigns. An HR decision as to the kind of people to recruit as per
the business priorities is also a financial decision.
So what is financial intelligence ?
Financial intelligence for business is understanding of how financial success is measured and how they have an impact on the company’s performance. For example we need to know the difference between profit and cash. Need to know why the balance sheet balances. The numbers neither scare nor mystify us.
Do you know that one of the major reasons of failure of the organization is
lack of financial intelligence ?
It may sound strange but probability that a company listed in Fortune 100 in 1960 is still listed is just 17%. Greater financial intelligence, we’ve learned, helps people feel more involved and committed. They understand better what they are a part of, What the organization is trying to achieve, and how they affect results. Trust increases, turnover decreases, and financial results improve.
How to pay off your Home Loan FASTER!
Be debt free and save interest
Created by Rob Goudie - Senior Financial Adviser
Students: 1261, Price: Free
Live a life where you are in control of your finances so you can focus on what's really important to you!
We all have that dream of living debt free and enjoying life to the maximum. With the number of borrowers behind in their mortgage repayments growing year on year (despite low interest rates), it's vitally important to be in control of your home loan and increase the time you have to save for retirement.
To ensure you're ahead of the game and have your mortgage under control, listen in to learn from the experts and have your home loan paid off years in advance. Allowing you to enjoy being debt free and, most importantly, saving you $10,000's!
Get Started Now!
Please Note the information provided in this course is for education purposes only. In preparing this information, Robert Goudie has not taken into account your investment objectives, financial situation or needs. Before making an investment decision, you need to consider whether this information is appropriate to your needs, objectives and circumstances. You may need to obtain professional advice to help you make an investment decision on whether this information is appropriate to your needs, objectives and circumstances.
How Super Contributions Work
Understanding Superannuation Contributions
Created by Rob Goudie - Senior Financial Adviser
Students: 823, Price: Free
It’s never too early to start thinking about your super.
Your employer should pay 9.5% of your salary into a super fund, through the Superannuation Guarantee (SG). You can also top up your super by making your own contributions, and where you are eligible the government may add to it through co-contributions and the low income super contribution. Different super contributions can make and/or save you money.
In this course, we’ll tell you why super is a smart way to save, the tax benefits, and how to put yourself in a strong financial position come retirement.
This course is designed for anyone looking to gain an excellent, practical knowledge of superannuation contributions. Sound intimidating? Don’t worry! This course is designed with complete beginners in mind. No previous personal finance knowledge (or math!) is required.
As for how this course is structured, we’ve designed it to maximise your enjoyment and engagement. That’s why we teach you an entire personal finance curriculum through a series of short, engaging videos. Each video teaches you everything you need to know (practically-speaking) about a specific topic, like superannuation, in a way that even a total beginner can understand.
Finally, as for your presenter, Rob has been a Financial Planner and Specialist Self Managed Super Fund Adviser for over 20 years and loves offering common sense solutions to financial problems in the most effective way possible. So what are you waiting for?
Get started today!
Please note the information provided in this course is for education purposes only. In preparing this information, Robert Goudie has not taken into account your investment objectives, financial situation or needs. Before making an investment decision, you need to consider whether this information is appropriate to your needs, objectives and circumstances. You may need to obtain professional advice to help you make an investment decision on whether this information is appropriate to your needs, objectives and circumstances.
Forex and Futures: Cumulative Delta indicator
Get a positive value to your win ratio with Cumulative Delta indicator
Created by Marius Stanescu - CEO Advancetradingtools.net
Students: 789, Price: Free
This is a basic course to Cumulative delta indicator. With this course you will learn the difference for volume indicators in Forex and Futures markets.
Most most important is that you will learn how to get a positive value of your win ratio by using Delta indicator with Exhaustion and Absorption.
10 Business Cash Flow Principles to live by
10 Business Cash Flow Principles to live by
Created by Curated Business Resources, Presenter: Andre van der Westhuizen - Chartered Accountant / Financial Director / Business Advisor
Students: 716, Price: Free
Discover 10 cash flow principles so that you can effectively and efficiently manage your business cash flow.
Learn the importance of having access to the right information at the right time.
Learn to compile a working capital statement to alway know your business' current situation.
Learn to be pro-active : compile a cash flow forecast to plan for the foreseeable future.
Payroll Processing in India – For Practitioners – Part 1
Learn to collect payroll related data in less than one hour
Created by greytHR Academy - Academic Initiative by Greytip software Pvt.Ltd.
Students: 501, Price: Free
This course is about collecting relevant data for processing payroll. The course would provide deep insight and practical knowledge about collecting relevant data or gathering payroll inputs for payroll processing in India. The learns would be able to start working on processing payroll for a small or medium scale organization with the help of the contents of this course. The course also contains practical cases which the payroll processor has to deal with on a daily basis.
This is the first part (curse) of the four parts (courses), that would constitute a master course for payroll practitioners. This course has four sections. The first section is about introduction, where as the second section gives details of the payroll inputs to be gathered for newly joined employees. The third section deals with the payroll inputs to be gathered for existing employees or the employees who have been confirmed and are working with the organization. The fourth section, which is the last section, deals with the payroll inputs to be gathered for separating employees.
Thus, the course covers all payroll inputs to be gathered through out the lifecycle of an employee. This course is expected to lay down the foundation for the other three courses which are going to be uploaded shortly.
By the end of this course the learners are expected to be able to
List the payroll inputs to be gathered generally for processing pay roll
Explain the data points that need to be gathered under each payroll input
Prepare the list of payroll inputs required to be gathered for processing a payroll of a small or medium scale organization in India.
We are sure that this course, would give a clear understanding to the learners about the practical aspect of collecting data for processing payroll.
Advanced Concepts in MS Excel (With Practical Examples)
Picture Lookup to Benford's Law (All in one package)
Created by Saurav Kumar Agrawal - Chartered Accountant, Company Secretary with 8.5 Years PQE
Students: 481, Price: Free
It gives me immense pleasure to welcome you to the course!
Upon joining this course, you will learn about the following:
Benford's Law for anomaly detection using Excel : Benford's law is widely used to detect fraud in forensic science and audit. Learn how to do the same is Excel and detect fraud using number patterns
Convert numbers formatted as text to numbers : Save time by quickly converting text to numbers
Picture Lookup : Create dynamic leaderboards using picture lookup
SUMIF with wildcard : Create dynamic SUMIF statements using wildcard character (*,?)
Application of True in Vlookup : Dynamic Vlookup for use with ranges
Multi Variate Distinct Count in 1 minute : A glimpse of PowerPivot
Dependent Drop Down and Auto Named Range in MS Excel : Create cascading / dependent dropdowns in Excel!
This course will give you techniques to save a lot of time on cleanup of data. It will enable additional time being available to you for analysis and hence do the real value addition to business by providing valuable insights.
The videos are bite sized to enable quick view and with practical examples. You will find the downloadable files which were used to create the video. This way you can practice and strengthen the conceptual understanding.
I suggest implementing the concepts in your work life. This will solidify the concepts as well as ensure you never forget the same.
Wish you all the very best and keep excelling in excel! Make the most of it!
A Brief Overview of Insurance Investigation
Explore the qualification requirements, job description and actual cases of an insurance investigator
Created by Linda van der Westhuizen - Medical & Healthcare Fraud & Syndicate Specialist
Students: 381, Price: Free
Welcome and thank you for joining me this free talk! I provide you with an understanding of the field of insurance investigation by sharing some of the cases I have dealt with in the past and these include examples of individuals who abuse insurance products or commit fraud as well as how both new and sophisticated syndicates operate and what weaknesses they exploit for the purpose of fraud. These examples included examples of medical or health related fraud as well as those related to motor vehicle accident or theft claims.
We discuss what qualifications are required of investigator and while having studied into the field of forensics and/or criminology is beneficial, it is not the only way to get into the field. Experience and being willing to learn as you go are also ways to get into this exciting line of work.
I share with you the day to day work of an insurance investigator and this includes verification and validation of information as well as gathering of evidence to prove or disprove a specific rea of concern.
The talk is presented in a conversational way, so please grab a cup of coffee or tea and sit back and have a listen. It is my passion to teach all I have learnt and to share my findings and insights from actual investigations I have worked on. I know you will enjoy the talk and hope that if you are an assessor or investigator and want to broaden your knowledge base, you will check out the courses I have developed to help you grow professionally.
Basic course on Futures Contracts trading
General information about Futures Contract Trading
Created by Marius Stanescu - CEO Advancetradingtools.net
Students: 219, Price: Free
On this free course, I have tried to put together some basic information about futures contracts trading, for traders who are interested on planing to make a step in to this world of trading, regardless the trading experience.
Here you will learn the basics of futures contracts and how you can start trading.
There are some valuable information on this course, because you can get an overview about who are the market participants and why they are using futures trading. You will learn about the roles of hedge funds, speculators, market makers or the role of other trading entities, like agricultural companies. Why an agricultural company is an important part of trading futures contracts.
Understanding the role of market participants should give you a perspective on how and why the markets are moving the way they are.
Please note that there is no trading strategies involved in this course. This course is just providing an insight over the futures contracts trading, for traders interested in futures trading.
I hope you will find helpful this free course, so that you can get a positive edge to your trading plans. If there are any questions, please feel free to write me.
Good luck with everything!